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Surgeons Who Accept Medicare for Top Surgery
Medicare offers health insurance coverage for older adults and individuals with disabilities. It covers routine preventive care, regardless of gender markers; medically necessary hormone therapy; and medically necessary sex reassignment surgery.
Yes, Medicare can cover gender-affirming Top Surgery if it is deemed medically necessary, as part of its policy for procedures related to gender dysphoria. Coverage may vary depending on the specific plan and whether the procedure meets medical necessity criteria.
In some circumstances, only Medicare Part C (Advantage Plans) will be accepted. While these plans are required to cover everything that Original Medicare covers (Part A and Part B), they often have network requirements (such as using specific doctors or hospitals), limiting where you can get care.
Surgeons at university or academic medical centers are often more likely to accept Medicare than those in private practice.
If Medicare denies coverage for your Top Surgery, you have the right to appeal the decision—and you should take action.
Also see:
- Know Your Rights — What Does Medicare Cover for Transgender People?
- Does Medicare Cover Gender Reassignment Surgery?
- TransMedicare.com (site now offline; archived link)
The following surgeons accept Medicare for Top Surgery:
Featured Surgeons
California
Dr. Nicholas Bene
Palo Alto, CA
Dr. Bene is a board-certified Plastic and Reconstructive Surgeon and the Director of Gender Affirmation Surgery at Stanford Medicine. He is fellowship-trained in Advanced Gender Affirmation Surgery and specializes in top surgery. He is one of only a handful of surgeons offering Sensory Nerve Preservation, a technique designed to improve sensory outcomes. More »
Director of Gender Affirmation Surgery at Stanford, offers Sensory Nerve Preservation.
Dr. Bene is a board-certified plastic surgeon and Director of Gender Affirmation Surgery at Stanford Medicine. He provides the full spectrum of gender-affirming procedures, including top surgery. Dr. Bene trained in gender-affirming surgery through the fellowship program at Oregon Health & Science University, where he learned sensory nerve preservation techniques from Dr. Blair Peters.
Stanford Health Care
Plastic and Reconstructive Surgery Clinic
1000 Welch Rd.
Palo Alto, California 94304
650-723-7001
stanfordhealthcare.org
Board-certified; WPATH member; wait time 1-2 months for consult, 3-6 months for surgery.
Florida
Dr. Russell Sassani
Fort Lauderdale, FL
Dr. Sassani is a board certified plastic and reconstructive surgeon who performs Top Surgery in Florida. 5 star reviews from trans men have helped him quickly become one of the most popular FTM Top Surgery surgeons in the Southeast. More »
Take Shape Plastic Surgery, PA
4161 N.W. 5th St., Suite 300
Plantation, Florida 33317
954-585-3800
www.TakeShape.info
Board-certified; free consult.
Dr. Christopher Salgado
Miami, FL
Dr. Salgado is a board-certified plastic surgeon who has more than a decade of experience performing gender-affirming Top Surgery in Miami, Florida. More than 75% of Dr. Salgado's patients are transgender and he is committed to not only providing top-notch trans surgical care but also getting insurance coverage for his patients. More »
Constructive Surgery Associates
1330 Coral Way, Ste 306
Miami, Florida 33145
786-627-4601
ConstructiveSurgery.org
Board-certified; will operate on those with high BMI; $200 consult fee.
Illinois
Dr. Loren Schechter
Chicago, IL
Dr. Schechter is one of the country's foremost experts on gender-affirming surgery. He is the Medical Director of the Gender Affirmation Surgery Program at Rush University Medical Center in Chicago. Dr. Schechter's outstanding surgical skills and more than 20 years experience with transgender surgery have made him a popular surgeon. More »
RUSH University, Gender Affirmation Surgery
1725 W. Harrison St., Ste 818
Chicago, Illinois 60612
(312) 942-3640
doctors.rush.edu/details/17876
Board-certified; no BMI limit; free initial phone consult; wait list 2 months.
Oregon
OHSU Transgender Health Program
Portland, OR
Oregon Health & Science University’s Transgender Health Program in Portland provides multidisciplinary gender-affirming care for transgender, nonbinary and gender-diverse patients. The plastic and reconstructive surgery team includes Dr. Jens Berli, Dr. Blair Peters and Dr. Monica Llado-Farrulla, who offer masculinizing chest surgery tailored to each patient’s anatomy and goals. OHSU’s program emphasizes coordinated care, surgical expertise and long-term support within a major academic medical center environment.
OHSU’s Transgender Health Program in Portland offers multidisciplinary gender-affirming care, including top surgery provided by a team of experienced reconstructive surgeons.
Oregon Health & Science University
Transgender Health Program
Plastic and Reconstructive Surgery Clinic, South Waterfront
3303 S. Bond Avenue, 5th floor
Portland, Oregon 97239
Washington
Dr. Rikesh Parikh, MD, FACS
Bellvue, WA
1260 116th Ave NE, Suite 100
Bellevue, Washington 98004
Double Board-certified Plastic Surgeon; WPATH member; $120 consultation fee; 1 month wait for consult, 3 month wait for surgery date.
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Browse All Surgeons - Surgeons Who Accept: Insurance - Medicare - Medicaid
Last updated: 12/02/25