Top Surgery in North Dakota

In North Dakota, access to Top Surgery is limited but available through two surgeons, both located in Fargo.

Insurance coverage for Top Surgery through private/employer plans varies widely, as the state has no law mandating inclusion of transition-related procedures. Some major insurers, like Blue Cross Blue Shield of North Dakota, have medical policies that do cover Top Surgery when criteria are met, while others may list exclusions or require appeals. Because of this patchwork landscape, it’s important to verify benefits directly with your insurer and to request written confirmation of coverage terms before scheduling consultations.

North Dakota Medicaid explicitly covers medically necessary gender-affirming care, including Top Surgery, with requirements such as prior authorization and supporting clinical documentation.

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Top Surgery Surgeons

Dr. Nicholas Adams, MD
Center for Plastic Surgery
4450 31st Ave S., Suite 102
Fargo, North Dakota 58104
Takes insurance.

Dr. Jeffrey Keim, MD
Sanford Plastic Surgery Clinic
2801 University Dr. S.
Fargo, North Dakota 58104
Takes insurance and Medicaid.

 

Last updated: 10/30/25