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Surgeons Who Accept Medicare for Top Surgery
Medicare offers health insurance coverage for older adults and individuals with disabilities. It covers routine preventive care, regardless of gender markers; medically necessary hormone therapy; and medically necessary sex reassignment surgery.
Yes, Medicare can cover gender-affirming Top Surgery if it is deemed medically necessary, as part of its policy for procedures related to gender dysphoria. Coverage may vary depending on the specific plan and whether the procedure meets medical necessity criteria.
In some circumstances, only Medicare Part C (Advantage Plans) will be accepted. While these plans are required to cover everything that Original Medicare covers (Part A and Part B), they often have network requirements (such as using specific doctors or hospitals), limiting where you can get care.
Surgeons at university or academic medical centers are often more likely to accept Medicare than those in private practice.
If Medicare denies coverage for your Top Surgery, you have the right to appeal the decision—and you should take action.
Also see:
- Know Your Rights — What Does Medicare Cover for Transgender People?
- Does Medicare Cover Gender Reassignment Surgery?
- TransMedicare.com (site now offline; archived link)
The following surgeons accept Medicare for Top Surgery:
Featured Surgeons
California
Dr. Bene is a board-certified Plastic and Reconstructive Surgeon and the Director of Gender Affirmation Surgery at Stanford Medicine. He is fellowship-trained in Advanced Gender Affirmation Surgery and specializes in top surgery. He is one of only a handful of surgeons offering Sensory Nerve Preservation, a technique designed to improve sensory outcomes. More »
Director of Gender Affirmation Surgery at Stanford, offers Sensory Nerve Preservation.
Dr. Nicholas Bene, MD
Stanford Health Care
Plastic and Reconstructive Surgery Clinic
1000 Welch Rd.
Palo Alto, California 94304
650-723-7001
stanfordhealthcare.org
Board-certified; WPATH member; accepts insurance, Medicaid, Medicare; wait time 1-2 months for consult, 3-6 months for surgery.
Florida
Dr. Russell Sassani, MD
Take Shape Plastic Surgery, PA
4161 N.W. 5th St., Suite 300
Plantation, FL, 33317
Board-certified; accepts CareCredit, Humana and Medicare; free consult.
More about Dr. Sassani »
Dr. Christopher Salgado, MD
Constructive Surgery Associates
1330 Coral Way Suite 306
Miami, Florida 33145
Board-certified; accepts insurance, Medicare, medical financing; will operate on those with high BMI; $200 consult fee.
More about Dr. Salgado »
Illinois
Dr. Loren Schechter, MD, FACS
Rush Gender Affirmation Surgery
1725 W. Harrison St.
Professional Building, Suite 818
Chicago, Illinois 60612
Board-certified; accepts insurance, Medicaid and Medicare; no BMI limit; free initial phone consult; wait list 2 months.
More about Dr. Schechter »
Oregon
Dr. Jens Berli, MD
Dr. Juliana Hansen, MD
Dr. Blair Peters, MD
Dr. Monica Llado-Farrulla, MD
Oregon Health & Science University
Transgender Health Program
Plastic and Reconstructive Surgery Clinic,
South Waterfront
3303 S. Bond Avenue, 5th Flr.
Portland, Oregon 97239
Board-certified; WPATH members; accept insurance, Medicaid (OHP only) and Medicare.
Washington
Dr. Rikesh Parikh, MD, FACS
1260 116th Ave NE, Suite 100
Bellevue, Washington 98004
Board-certified; WPATH member; accepts Medicare and financing; $120 consultation fee; 1 month wait for consult, 3 month wait for surgery date.
More about Dr. Parikh »
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Browse All Surgeons - Surgeons Who Take: Insurance - Medicare - Medicaid
Last updated: 12/02/25