Top Surgery Grants & Financing
Wondering how to pay for Top Surgery? Below you'll find details about Top Surgery grants, medical financing, payment plans and other ways to pay for Top Surgery.
Surgery Grants
Since 2014, there's been broader coverage for gender-affirming surgery in the United States via Medicare, Medicaid and private insurance. However, not all insurance plans cover Top Surgery, and not everyone has insurance. If you fall into this category, you might need to ask for some help to reach your fundraising goal. The following organizations offer grants for gender-affirming surgeries.
| Grantor | Grant Size | Application Period | Est. | Eligibility | Website |
|---|---|---|---|---|---|
 |
full cost of surgery | year-round | 2022 | Earn less than $12,880 in income per year | allureesthetic.com |
 |
n/a | June 1, 2023 - Aug 15, 2023 | 2011 | USA only | jimcollinsfoundation.org |
 |
varies, from partial to full cost of surgery | Nov 1-30, 2023 | 2015 | International but surgery must be done in the USA | pointofpride.org |
 |
varies, from partial to full cost of surgery | Oct 1 - Nov 30, 2023 | 2015 | Applicants can be from the US, Canada or Mexico but surgery must be done in the USA | genderbands.org |
 |
$1000 | year-round | 2021 | USA only, 18+, must be already approved by surgeon | blacktransmen.org |
 |
up to $500 | July 1 - Nov 30, 2022 | 2018 | International, no special requirements. | stealthbrosco.com |
Surgeon Financing
Not available at this time. None of the surgeons in our database offer private financing.
Payment/Layaway Plans
Dr. Timothy Alexander and Dr. Hope Sherie both offer payment plans. Find out how they work here.
Medical Financing Companies
There are several medical financing companies that offer loans for Top Surgery. Good credit (A, B, C) and a minimum monthly income of $1500 is required. Monthly payments for Top Surgery will be in the area of $250-$300. You can apply for loans at the following websites:
- CareCredit.com
- Alphaeon.com
- UnitedMedicalCredit.com
- CosmetiCredit.com
- SurgeryLoans.com
- MedicalFinancing.com
- MyMedicalFinancing.com
- AdvanceCareCard.com
- RelianceMedicalFinance.com
- MyMedicalLoan.com
- MedLoanFinance.com
Also see: Considering a Medical Credit Card? Proceed with Caution
More information about How to Pay for Top Surgery:
- FTM Top Surgery Insurance Coverage: What You Need To Know
- Top Surgery Costs
- Comprehensive Guide to Surgery Fundraising - Making/saving money and crowdfunding tips.
Last updated: 06/20/23